Who we are
Box Financial Planning is the idea of Paul Howard.
Having been in the financial services industry for over 25 years, I have seen many changes occur. With the recent changes which occurred following the 'Retail Distribution Review', I have felt many of the larger financial services firms are now either unable or unwilling to provide a quality and cost effective service to their mainstream clients.
Therefore, as in 2014 when I set Box Financial Planning up, I still believe now is an ideal time to create an Independent Financial Advice firm, to provide a personalised and cost effective service to clients, who may not otherwise be able to obtain it.
As mentioned, I have over 25 years of relevant financial services experience, within several well known advisory and provider firms. With also over half of my time being involved in compliance, I feel I am well placed to provide advice in both an ethical and compliant manner.
For Investments (which includes pensions), we are able to provide advice across the entire market, without restrictions and are therefore fully independent financial advisers and for protection, we operate under a similar basis (which is termed 'Fair Representation of the Market place'). For mortgages we provide advice from a wide range of lenders, but due to some restrictions of the mortgage market, provide advice on a more restricted basis. Details of the very limited number lenders who we do not utilise can provided on request (as the lenders we do utilise is extensive), but would be provided to you, prior to agreeing any advice requirements.
We have just moved to larger office in Sonning Common, which is near Reading. Therefore, we are well placed to service clients throughout the Thames Valley and further afield. Our fees for the services we provide you will be discussed and agreed, prior to any chargeable work commencing. In addition to this, our first meeting with you will be free to you and so you can be safe in the knowledge that you will not get any unexpected bills from us.
We can be contacted via either the 'contact us' page or you can call us on 0118 332 0022.
Box Financial Planning is the trading name of Paul James Howard, which is authorised and regulated by the Financial Conduct Authority for the provision of a range of services and our authorisation number is 607322.
We endeavour to provide a first class service but should you feel we have failed to provide this to you, you have the right to complain and should we be unable to resolve your complaint to your satisfaction, the Financial Ombudsman Service may be able to assit.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms (us) and their clients (you).
Full details about FOS can be found on its website at www.financial-ombudsman.org.uk
Our Data Protection Registration Number is ZA017622.
Box Financial Planning
60B Wood Lane
Sonning Common, Reading